I’m a 44 year old living in the Seacoast area of New Hampshire with my wife and two children.

Our spending lifestyle would probably best be described as “reasonable”. We live within our means, have no debt besides our dwindling mortgage and put a healthy amount into our retirement and savings. We are not extreme savers, cutting expenses to what would be to us very low levels. We do understand the trade-offs we are making and are happy with those choices.


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